Why Join YBR Biz Benefits?

YBR Biz Membership Benefits

Benefits are provided to you through membership in the YBR Biz Benefits of Preferred Providers.

Small Business Legal Plan

Small Business Tax Advice

Tech Support


Vision Care

Cash Savings App

Weekly Web Classes

Business Credit & Financing Program

Social Media Cover

Landing Page

Banner Ads Creation

Gift Card Reward Program

Reputation Management

Business Listings

Marketing Software Suite

Mobile Marketing

Email Marketing

Social Media Marketing

Personal Credit Restoration Program

Wholesale B2B & B2C Leads

Small Business Legal Plan

Access a nationwide network of pre-qualified attorneys who are contracted
to provide free and discounted legal care.

In today’s litigious business climate, most small business owners will find themselves requiring the services of an attorney on a regular basis. When drawing up a buy-sell agreement, reviewing a lease or collecting funds, it is imperative that a business owner seek the advice of a licensed professional.

Most business owners try to avoid the high cost of legal care by utilizing the self-help approach. This leads to costly mistakes that can be financially devastating down the road. Small Business Legal Plan members have access to a nationwide network of pre-qualified attorneys who are contracted to provide free and discounted legal care. Members can save thousands of dollars each year and avoid the pitfalls of self-help legal care.

Attorney Provided Free Services*

  • Unlimited initial phone consultation for each new legal matter
  • Attorney review of 5 independent documents each quarter (10 page maximum each)
  • When appropriate, plan attorneys will make an initial phone call on behalf of business (2 per month)
  • When appropriate, plan attorneys will write an initial letter on behalf of the business (3 per month for new subjects)
  • Initial collection letters (10 per quarter)
  • One initial face to face consultation for each new legal matter (30 minutesspacerspacerspacermaximum)
  • Become the registered agent for the business in the state in which it wasspacerspacerspacerincorporated
  • In certain situations, attorney liability may require plan attorneys to ask for a retainer from the member prior to providing some of the free legal services.

Reduced Hourly Rates*
Plan attorneys will provide extended legal care at the reduced hourly rate of $125.00 or 40% off attorney’s usual and customary hourly rate, whichever is greater. In most cases, attorneys can accurately estimate the hours for any given case.

Contingency Fee Discounts*
Attorneys often work on a contingency fee basis on cases such as personal injury and collections. This fee is usually expressed as a percentage of the amount collected or awarded. In collection matters, attorneys will accept 18% if the case is settled before formal court proceedings begin. After proceedings begin, the fee is 27%. On all other contingency matters, there is a 10% discount on the lower of either the state maximum or the attorney’s standard rate.

In the case of extended legal care, plan attorneys may ask you for a retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the appropriate discounted hourly plan rate. For instance; 10 hours x $125.00 = a retainer of $1,250.00. Any unused portion of the retainer will be returned to you.

*Court costs, filing fees and time charged for travel to and from any courts are additional.

Small Business Tax Advice

Free simple tax return preparation and unlimited, toll-free, tax-related advice.

Tax laws are becoming increasingly complicated and you have important questions about changes in government regulations, capital gains, credits, and deductions. Where can you turn? Rates for professional advice can be prohibitive, and talking to the IRS can be frustrating. To avoid making costly errors, you need answers you can trust.

Turn to Yellow Brick Road Biz Benefits for the comprehensive business and personal tax benefits you and your small business need. Save yourself time and money. We offer free tax return preparation and unlimited, toll-free, tax-related advice. Our small business owners can access the most commonly used tax-related services free of charge or at a significantly discounted rate. Plus, we’re so confident in the quality of our counsel, that all tax and financial advice is backed by a $1 million liability policy!

Small Business Benefits

  • All tax and financial assistance is provided by tax professionals.
  • All tax and financial advice is backed by a $1 million liability policy.
  • Professionals will review the prior year’s tax return.
  • Unlimited advice on Federal Taxation for Small Business Owners (sole proprietors).
  • Unlimited, year-round tax assistance from tax professionals for business and personal tax needs (no time or frequency limitations).
  • Free tax return preparation for basic tax forms 1040EZ, 1040A and1040. In the event the member has more than a basic return and tax schedules are required, the fee for tax preparation shall be: $50.00 for each federal return, $50.00 for each state return, if applicable, and $50.00 for each local return, if applicable. This price for tax preparation is limited to returns that include Form 1040, Schedule A, Schedule B with 15 or fewer entries and Schedule D with 15 or fewer entries. Any return with additional Schedules, or Schedules that have more than 15 entries in Schedules B or D, shall be prepared and billed at a rate of $60.00 per hour.
  • Tax professionals will review any notice or letter issued by the IRS and provide advice on how to understand and solve the matter.
  • Advice RE an IRS notification.
  • Tax planning.
  • Tax tips.

Tackle Your Tax Questions with Expert Advice
Call the toll-free number listed within your membership materials for answers to those complex tax questions and make the right choices for your company.

  • What is the difference between a sole-proprietorship, partnership, corporation and an LLC?
  • Should I become an S-Corp? What are the advantages and disadvantages?
  • Should I buy out my partner?
  • What are the tax consequences of forming a corporation or partnership? 
  • Can I take depreciation on my house if I use the Home Office deduction?
  • If I have a net operating loss do I have to carry it back before I carry it forward?
  • I have owned real estate for 10 years that I have depreciated? If I sell at a gain, do I have to recapture the depreciation taken, and if so, at what tax rate?
  • If I take the standard business mileage rate, can I also take depreciation on my car?

All tax and financial assistance is provided by tax attorneys, financial analysts. and tax professionals. This team of professionals is ready to answer your tax questions in a confidential and secure environment.

*Yellow Brick Road Biz Benefits is pleased to have your tax questions answered and your tax forms completed based upon the information you provide. Inadequate or incorrect information provided by the member to the tax professionals may lead to an incorrect answer for which the plan administrator and Yellow Brick Road Biz Benefits cannot be held responsible. The plan administrator makes every effort to keep its tax professionals abreast of changes in tax law but is not responsible for inconsistent interpretations of the tax code by the IRS and/or tax courts regarding specific matters. All benefits are available to the individual enrolled and his/her dependents as defined by the most current IRS code. The plan administrator, not Yellow Brick Road Biz Benefits, assumes all liability and responsibility for the provision of, or failure to provide the stated products, services. and benefits. Yellow Brick Road Biz Benefits’s liability is limited to the amount of actual membership fees paid by a member for access to the tax program.

Secure, Remote Tech Support

24 Hour Support for all Connected Devices Under Your Roof.

Certified, licensed technicians can solve challenges large or small including software installation, operating system issues, PC maintenance, virus & spyware issues, smart phone applications, drivers, printers, scanners, internet, email, and much more.

  • Expert technicians available for diagnostics, repairs and problem resolution
  • Secure remote environment – online, chat, phone
  • Unlimited Whole – Home Technology Support

On-site Technical Support
Technical support, repair, installations, upgrades, or training is provided by licensed, certified, rated technicians who travel to the geographic location of the technology being served. Our state-of-the-art, automated dispatch management system allows for service 24/7, 365 days a year support.

  • Save up to 60% off services
  • 14,000+ licensed, trained and insured technicians
  • 100% satisfaction guarantee
  • Next business day or same day service
  • Repairs, installs, networking and upgrades for hardware, software, peripherals, printers, scanners, PDAs, home theatres, and more

Data Back-up & Storage
Never lose work files or other critical documents using our secure data back-up service. Your membership comes with 50 GB of data back-up at no additional cost.

Whether its Microsoft Word documents, mp3s, photos, contact files, business inventory, or taxes, most people manage their personal and professional lives electronically. By backing up with our remote, offsite back-up service, you ensure your electronic life will be intact if disaster strikes.

Our data back-up service includes:

  • 50 GB of data back-up
  • 256 Bit AES encryption
  • Maximum compression conserves storage & bandwidth
  • Redundant storage
  • 24/7 file recovery

BitDefender Internet Security Plus
In today’s computing world, the most necessary pieces of software are Anti-virus and Anti-spyware software. Not having these puts all of your data and even personal information at risk. The best way to protect your data and personal information is to use premium Anti-virus and Anti-spyware software. Active members are entitled to one copy of BitDefender Internet Security Plus, the leader in security software.

Internet Security Plus Includes:

  • Antivirus & Antispyware – Class I antivirus, antispyware software blocks concealed programs that track a customer’s online & offline activity including password stealers, Trojans, worms, keystroke loggers, and other malware.
  • Antiphishing & Antispam – Software blocks and filters web pages and scams that attempt to steal credit card data and other personally identifiable information. Also blocks unwanted email.
  • Firewall- Automatically secures the customer’s internet connection and helps prevent outsiders from accessing customer’s Wi-Fi Network
  • Digital Vault – Application that locks up confidential files in an encrypted vault on the hard drive, safeguarding sensitive files from theft
  • File Shredder – Software tool ensures that no traces of deleted or sensitive files remain on a computer.
  • Other Software Benefits include Special Operating Models, Tune-up and IM Encryption

Self Help Database
Online database providing articles and instructions on resolving over 120,000 common technology issues

Aetna Dental

Big savings on dental services at over 200,000 dental practices nationwide.

Smile brighter with big savings on dental services at over 213,000 available dental practice locations nationwide. Just present your card with the Aetna Dental Access® logo and pay the discounted price at the time of service. Use your card over and over again to keep your teeth sparkling clean!


In most instances, average discounts ranging from 15%-50% per visit** on everything from general dentistry and cleanings to root canals, crowns and orthodontia.

Dental ServiceAverage Cost*Average Cost with Aetna Dental Access*You Save
Periodic Oral Exam$62$32$30
Comprehensive Oral Exam$98$46$52
X-Ray, Intraoral–Complete Series Including Bitewing$152$80$72
X-Ray, Bitewings– Four Films$72$38$34
X-Ray Panoramic Film$130$68$62
Cleaning (Prophylaxis)–Adult$114$63$51
Sealant Per Tooth$66$32$34
Filling– 1 Surface Resin(White) Filling, Front (Anterior) Tooth$185$94$91
Crown– Porcelain Fused to High Noble Metal (i.e. gold)$1,186$801$385
Root Canal Front Tooth (Anterior) Excluding Final Restoration$823$484$339
Root Canal Molar Excluding Final Restoration$1,131$791$340
Scaling/Root Planing Four or More Contiguous Teeth$254$154$100
Complete Upper Denture (Maxillary)$1,310$937$373
Extraction of Erupted Tooth or Exposed Root – Includes Local Anesthesia and Suturing If Needed$202$91$101
Comprehensive Orthodontic Treatment Child$5,634$3,547$2,087

** Actual costs and savings vary by provider, service and geographical area. [Instance_name] provides access to the Aetna Dental Access® network. This network is provided by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the [instance_name]. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of [instance_name]. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes. The participant must pay provider directly.

Not available to VT residents.

This plan is NOT insurance. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. It contains a 30 day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. Member shall receive a reimbursement of all periodic membership fees if membership is cancelled within the first 30 days after the effective date. AR, TN, and UT residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475, 800-800-7616. Website to obtain participating providers: MyMemberPortal.com.

MyTelemedicine Service

Direct access to a physician 24/7/365 to treat common acute ailments.

At MyTelemedicine.com, our goal is simple. We believe that doctors seeing patients online and by phone is the only way to help make healthcare work. Patients are struggling to get access to care when they need it most, and healthcare systems are eager to find ways to bring modern solutions to the equation. Every day, more people in need of simple care are being forced to go without treatment or seek care settings like the ER and urgent care clinics that are not appropriate settings for their needs.

MyTelemedicine gives the member direct access to a physician 24/7/365 to treat common acute ailments. The consultation can take place by phone call or video* call, and may include discussing symptoms, treatment options, and prescriptions. MyTelemedicine consultations are a supplement for non-emergency treatments and visits to a primary care physician. And best of all, MyTelemedicine helps make healthcare affordable.

Benefits of Telemedicine

  • Access to physicians for your immediate family, even when traveling away from home.
  • Treat common ailments such as cold and flu, sinus infections, allergies, bronchitis, etc.
  • Consult with a physician by telephone or video* call.
  • Request a doctor to call back within 2 hours or schedule a specific time for a visit.
  • For short-term prescription refills.
  • When appropriate, the doctor may prescribe a medication for you to pick up at your selected local pharmacy.

Listed below are some common acute ailments that can be diagnosed by our physicians:

Allergies Acne Asthma Constipation
Diabetes Nausea Sore Throat Headache
Cold & Flu Pink Eye Strep Throat Ear Infection
Stomach Virus Urinary Tract Infection Rashes Acid Reflux
Hemorrhoids High Blood Pressure Sinus Conditions Fever
Vomiting Poison Ivy Sunburn Bug Bites

Information Consultations (General Medical Advice)
If you have a medical question that only a physician can answer or you just need a second opinion, we offer the convenience of on-demand access to physicians for general advice and recommendations regarding a range of routine medical conditions.

Diagnostic Consultation
For in-depth consultations, including prescription requests or refills, we offer anytime access to physicians over the phone. All you have to do is schedule an appointment online or by phone. Our user-friendly member dashboard gives you all the tools you need to schedule an appointment in minutes.

Members are required to complete a comprehensive medical history questionnaire prior to participating in a diagnostic consultation. The questionnaire, similar to the information provided during an initial physician visit, becomes a permanent part of the member’s electronic health records and is available to be updated by the member at any time. Prior to every diagnostic medical consultation, the automated system will ask the member if there are any changes or updates to the medical history on file.

Video Diagnostic Consultation
Live video consultations are the most effective way to diagnose and treat illnesses from a distance. That’s why MyTelemedicine has made them an integral part of our service. Our platform combines high-quality video, advanced audio, and HIPAA-secure data transmission to effectively simulate in-person consultations. Video consults are not available in Iowa, Louisiana and Texas. Only video consults are available in Idaho and Delaware. Arkansas requires that all initial consultations are conducted via video.

Electronic Health Records

Our Electronic Health Record system is a powerful, HIPAA-compliant feature that centralizes and simplifies your healthcare management. Before consulting with a physician, a member’s EHR must be updated. The information submitted in each member’s portal is secure and confidential. All updates are uploaded in real-time and applied to member’s account, ready to be viewed by our team of care coordinators and providers.

In each consultation, the doctor’s notes (including diagnosis, treatments and prescriptions) will be recorded and saved to our HIPAA-secure environment. This record can be shared with your primary care physician, ensuring proper documentation, transferability, and continuity of care. You will have complete access to detailed records of every consultation in your secure member portal.

Prescription Policy

MyTelemedicine does not guarantee that a prescription will be written. MyTelemedicine does not prescribe DEA controlled substances, lifestyle drugs and certain other drugs that may be harmful because of their potential for abuse. MyTelemedicine physicians reserve the right to deny care for potential misuse of services, and will refer patients to their primary care physician or appropriate level of care when indicated.


Save 10% to 60% on glasses, contacts, laser surgery, exams and even designer eyewear.
Discount Glasses, Frames and Contacts

Your eyes are the windows to your health. Now you and your family can see better savings at over 20,000 vision providers nationwide, including national chains and local retailers. You save 10% to 60% on glasses, contacts, laser surgery, exams and even designer eyewear.

Coast To Coast™ Vision(Not available to VT residents)
  • 20% to 60% off prescription eyeglasses, including frames, lenses and specialty items
  • 10% to 40% off soft contact lenses, including disposables, through America’s Eyewear mail order service
  • 10% to 30% off medical eye exams and surgical procedures
  • 40% to 50% off the overall national average for laser surgery

Note: The Coast to Coast Vision™ program is NOT insurance and is not intended as a substitute for insurance. It is a Reduced Fee for Service program that provides discounts at certain providers. In order to receive the special pricing, you must pay in full at the time of service.

Cash Savings App

We connect you to over 500,000 opportunities to save.

Whether it’s pizza or fine dining you’re craving, movie tickets, a day at the zoo or planning a vacation — we help you get it for less.

The YBR GoodCents App by The Entertainment® Digital Membership offer 2-for-1 and up to 50% off discounts, all conveniently accessed on our mobile app, online or in the book.

We connect you to over 500,000 opportunities to save. With coverage across the U.S. and Canada, savings are with you wherever you go.

Weekly Web Classes

What’s included:

  • Weekly Marketing / Sales Training Calls
  • Build A Funnel
  • Build a Landing Page
  • Build a Lead Magnet
  • Competitive Analysis
  • Content Marketing
  • Email Marketing
  • Launch a New Product
  • Paid Advertising
  • Social Media

Business Credit & Financing Program

Build your business credit quickly, obtaining access to working capital as you go.

Building a business takes capital; the more money you have access to the faster you grow. Most business owners use their own personal credit to fund their business, or they drain their personal savings and borrow money from family and friends. But why do this if you don’t need to?

Our Business Credit Builder program helps you start and grow your business without using your own funds, personal credit, or funds from your family and friends. We help you build credit for your EIN that’s not linked to your personal social security number. This credit doesn’t require cash flow, collateral, or good personal credit to qualify. So, you can get approved even as a startup business, and regardless of your personal credit quality.

With business credit you can:

  • Obtain vendor credit immediately, and HIGH limit store credit cards shortly after
  • Get access to fleet credit, cash credit cards, and auto vehicle financing
  • Get access to credit with no personal credit check or guarantee
  • Obtain credit that reports to the business reporting agencies, not on your consumer credit reports

You can build your business credit quickly, obtaining access to working capital as you go. Your business credit quality will determine if you get approved for a business loan, the amount you’ll be approved for, and the rates and terms you’ll pay. So, as your business credit is established you become more lendable and can get the best terms on the money you obtain.

We provide you with an easy step-by-step system to build business credit through our cutting-edge finance suite platform. Login and you’ll find a custom experience built exclusively for you to obtain credit and financing for your company. And, you’ll be guided through the process with your own business advising team who will help you with all aspects of building your business credit.

Through your finance suite you can:

  • Walk through all the necessary steps to setup your business credibly to meet credit issuer and lender approval criteria
  • Get access to your Experian Smart Business data so you can track your business credit building in real time
  • Learn how your business credit reports and scores work, and access paid credit monitoring through Dun & Bradstreet, Experian, and Equifax
  • Get access to vendors who will give you credit that reports to the business reporting agencies, even if you have no credit reported now
  • Get HIGH limit, revolving, store credit cards in your business name including Amazon, Walmart, BP, Chevron, Staples, Office Depot, Sam’s Club, BJ’s, Best Buy, and most other major retailers
  • Get access to fleet credit, cash credit cards, and auto vehicle financing without a personal credit check or personal guarantee

Setup your business credibly, establish a positive business credit profile and score quickly, obtain vendor, store, fleet, and cash credit in your business name with business reporting, and become more lendable by building your business credit.

Landing Page

Powered by WordPress that best represents your business, products, and services.

Landing pages are a great way to get more website traffic, drive conversions, and provide a better customer experience.

Our talented Website team will work directly with your client to create a landing page powered by WordPress that best represents their business, products, and services.

What’s included:

  • 1 page template (no navigation)
  • Up to 10 images
  • Up to 1000 words of content provided by you or purchased separately
  • Up to 5 contact form fields
  • Contact info
  • Call-To-Action (i.e. Come in today to see our inventory!)
  • Please note: additional images and products will be charged at per product rate.

Please, note that our landing pages do not include a navigation menu or anchor links to other pages or sections on your website.

Gift Card Reward & Incentive Program

Acquiring a new customer and retaining them is one of the most difficult and costly business challenges today. YBR Biz Benefits will assist you in creating a proven incentive programs that are low cost/high value and provide your customers a choice on rewards that are meaningful to them.

Reputation Management

Manage, monitor, and improve your online reputation

Reputation Management brings all of the factors that contribute to your business’s online presence in one place, so you can take control of your online reputation.

All your reviews in one place

Compile reviews from dozens of sites to easily see what’s being said about your business online. Plus, use built-in review response suggestions to respond to reviews quickly, and customize your own!

Automated reports and alerts

Executive reports break down how your business is faring in online conversations and helps you understand what to do. Alerts are also sent every time new information is found.

Show up where people are looking
Improve your search rank by identifying online business listings that are inaccurate or missing from essential directories like Google, Facebook, and Bing.

Hear what’s being said all over the web
Monitor when your business is mentioned in a variety of sources, including news sites, blogs and social networks. Monitor Google Q&A, and ask and answer questions right from the dashboard.

You vs. the competition
Examine how your business performs against the competition on search engines, in regards to review ratings, total reviews, and perform social comparisons.

Sentiment analysis
Machine Learning and AI analyze all customer reviews to show you what aspects of your business are praised or criticized. Turn these insights into strategies to improve.

Business Listings

The first step in listing solutions for local businesses.

Establish accurate business listings and appear in more places across the web. Packed with tools that will help you grow your online presence, Listing Builder is the starting point for a business’s comprehensive listing solution.

Google Insights
Understand how your business is performing on Google My Business. Google Insights provides a valuable glimpse into your customers’ activities.

Listing Sync
Accurate business listings help search engines and consumers find local businesses online. Listing Sync gives you one place to create and sustain accurate business listings.

My Listing
Easily create a mobile-responsive business listing that is optimized for local search. This listing drives traffic to your website and displays your store hours and contact info.

Why do you need accurate listings?

Consumers depend on accurate listings when searching for local businesses online. Incorrect business listings lead to lost sales opportunities, frustrated consumers, and lower search rankings.

73% of consumers lose trust in a brand when an online listing shows incorrect information.

Therefore, accurate listings are considered to be an essential component of your marketing efforts.

4/5 consumers use search engines to find local information

like business address, hours, directions and more.

Marketing Software Suite


Mobile Marketing

The fastest, easiest, and most convenient way for businesses to reach
their customers, prospects, and employees

Help your clients communicate faster and more effectively with their customers, prospects, and employees, by adding text messaging communications to their business.

Choose from a variety of business solutions, including:

  • Text Alerts
  • Mobile Coupons
  • Digital Loyalty Kiosk
  • Birthday Offers
  • Opt-In Web Forms
  • Mobile Surveys
  • Text to Win / Contests
  • Mobile Trivia
  • Text to Donate
  • Inactive Customer Alerts
  • Appointment Reminders
  • Reputation Management & Review Generation

Text messaging is the fastest, easiest, and most convenient way for businesses to reach their customers, prospects, and employees

Skip the phone calls and emails and start leveraging the power of texting – the medium your customers prefer! Text messages have an open rate of 98% compared with just 22% for emails.

Email Marketing

Provides targeted email marketing powered by a database of confirmed,
opted-in consumers and business email records.

Yellow Brick Digital Marketer provides targeted email marketing powered by a database of confirmed, opted-in consumers and business email records.

Our email marketing services are designed to help your clients reach their prospective customers by applying targeted demographics and strategic filters. Our proprietary email delivery system is secure, compliant and based on dynamic database of opt-in records for both business and consumer marketing.

Utilizing the most trusted and engaged medium in digital advertising—targeted email marketing will drive traffic, develop new customer relationships, and serve as the cornerstone of a multi-channel digital advertising campaign.

Social Media Marketing

Reach your audience. Be heard online.

Schedule content for all of your networks at once, generate new leads, and interact with your existing client-base – all within the same innovative social media tool.

One place for all your social networks

Reach your users wherever they are. With Social Marketing, you can post to Facebook, Twitter, Instagram, Google My Business and Linkedin – all from one place.

Intelligent lead generation

Set up smart lead searches based on your chosen keywords and location, allowing you to find customers looking for businesses like yours

Social reporting & analytics
Find out how your business is performing with post breakdown, audience reporting, and KPIs that identify the success of your social media strategy.

Content library
Easily find content for your followers using the built in library. This is constantly updated with new articles and material for you to share with your social audience.

Video and image support
Be your best social media self with image and video capability.

Pixabay integration
Social Marketing features royalty-free image searches, allowing you to find images without the hassle.

Blue Apple Credit Toolkit – Credit Restoration

Rebuilding your personal credit and finance for a better future.

Rebuilding your personal credit and finance for a better future Your credit is your reputation and the most important factor that impacts virtually every aspect of your life. It is easy to get lost in the maze of understanding exactly how your credit works and how important it is in everything you do. Restoring good credit takes time and work and we help you understand how to navigate through this maze.

With positive personal credit, you can:

  • Qualify for personal loans (home, auto, etc.)
  • Purchase major household items
  • Qualify for best interest rates
  • Make it easier for apartment rental

Credit Restoration includes:

  • Showing you the benefits and how improving your credit saves you money
  • Understanding inaccuracies with credit bureaus
  • Strengthening your credit reputation
  • Giving you a peace of mind